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Comprehensive Financial Planning

Every aspect of your financial life—investments, retirement, estate, and taxes—working together toward your goals. Not separate pieces, but one coordinated strategy.

Wealth Management

Comprehensive portfolio management tailored to your goals, timeline, and comfort with risk.

True wealth management goes beyond picking investments. It's about understanding your complete financial picture and making sure every piece works together toward your goals.

We start by listening. What are you working toward? What keeps you up at night? What does financial success look like for you and your family? These conversations shape everything that follows.

From there, we build a customized investment strategy designed around your specific situation—your timeline, your tax situation, your comfort with market volatility, and your long-term objectives.

What's Included

Personalized investment portfolio construction
Regular portfolio rebalancing and optimization
Tax-efficient investment strategies
Risk management and asset protection
Quarterly performance reviews and strategy sessions
Access to institutional investment opportunities

This Service is Ideal For

  • Individuals and families with investable assets of $500,000 or more
  • Those seeking a hands-off approach to portfolio management
  • Investors who want professional oversight of their financial future

Retirement Planning

Navigate the transition to retirement with confidence, knowing your income, healthcare, and legacy are secure.

Retirement is one of life's biggest transitions. After decades of working and saving, you're suddenly asking a new question: Will what I've built be enough?

We help you answer that question with clarity. Our retirement planning process examines every aspect of your financial life—your savings, Social Security timing, pension options, healthcare needs, and lifestyle goals—to create a roadmap you can trust.

Whether you're five years away or already retired, we'll help you make confident decisions about when to retire, how to generate reliable income, and how to make your money last.

What's Included

Comprehensive retirement income projections
Social Security optimization strategies
Pension analysis and distribution planning
Healthcare and Medicare planning
Retirement account distribution strategies
Lifestyle and spending analysis

This Service is Ideal For

  • Those within 10 years of retirement
  • Recent retirees seeking income certainty
  • Individuals navigating major career transitions

Estate Planning

Protect your family and ensure your wealth transfers according to your wishes, not the government's.

Estate planning isn't just for the ultra-wealthy. It's for anyone who wants to protect their family, minimize taxes, and ensure their wishes are honored.

We work alongside your estate attorney to coordinate your investment accounts, beneficiary designations, and overall wealth transfer strategy. Our goal is to help you pass on as much as possible to the people and causes that matter most to you.

We also help you think through the conversations that matter—how to talk to your children about money, how to handle unequal inheritances, and how to create a legacy that reflects your values.

What's Included

Coordination with estate attorneys and CPAs
Beneficiary designation review and optimization
Trust funding and account titling
Charitable giving strategies
Family wealth transfer planning
Business succession planning

This Service is Ideal For

  • Families with significant assets to transfer
  • Business owners planning for succession
  • Those with complex family situations
  • Individuals interested in charitable giving

Tax Planning Strategies

Minimize your lifetime tax burden through proactive planning, not just year-end scrambling.

Most people focus on their tax return. We focus on your lifetime tax bill. There's a big difference.

Tax planning is about making smart decisions throughout the year—decisions about which accounts to draw from, when to realize gains, whether a Roth conversion makes sense, and how to position your portfolio for tax efficiency.

Working closely with your CPA, we help identify opportunities to reduce your tax burden both now and in the future. Because a dollar saved in taxes is a dollar that stays working for you.

What's Included

Roth conversion analysis and strategy
Tax-loss harvesting opportunities
Required Minimum Distribution planning
Asset location optimization
Capital gains management
Coordination with your CPA

This Service is Ideal For

  • High-income earners seeking tax efficiency
  • Retirees with complex tax situations
  • Those with concentrated stock positions
  • Individuals planning major financial events

A Coordinated Approach

Most financial plans fail because the pieces don't work together. Your investment strategy, tax planning, estate plan, and retirement income should be coordinated—not managed in isolation. That's what we do differently.

1

Understand

We start by understanding your complete picture—goals, concerns, and circumstances.

2

Coordinate

We build a strategy where every piece works together toward your objectives.

3

Adjust

We monitor and adjust as life changes, keeping your plan aligned with your goals.

Ready to Start a Conversation?

Whether you're approaching retirement, navigating a major life transition, or simply want a second opinion on your current plan, I'm here to help. Let's talk about what matters most to you.

No commitment required. Just a conversation about what's possible.